Financing Available

Wells Fargo Financing

Buy today and pay over time with the Wells Fargo Home Projects® credit card, which is issued with approved credit by Wells Fargo Bank, N.A., an Equal Housing Lender.


With approved credit from Wells Fargo, you’ll enjoy:


  • Convenient monthly payments
  • Flexible financing options
  • Easy online account management


Plus, by taking advantage of financing, you won’t use up your existing funding sources, like a home equity line of credit, other credit card or bank account. They’ll still be available when you need them.


Please contact us to find out which financing options are available to you, or to learn about special financing promotions. Click the image below to apply online.

Buy today, pay
over time.

The Wells Fargo Home Projects® credit card

The Wells Fargo Home Projects® credit card

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Wells Fargo Home Projects credit card with blue, white, and gold design.

The Wells Fargo Home Projects® credit card is issued with approved credit by Wells Fargo Bank, N.A.

Equal Housing Lender

Available Financing Options

Our financing programs are designed to fit different budgets and payment preferences. Approved customers may qualify for one of the following plan types.

Special Rate with Custom Monthly Payments

These plans offer special reduced interest rates with customized monthly payment amounts.

Available examples include:

APR Rate Special Rate with Custom Monthly Payments
6.44% APR Special rate of 9.90% APR with custom monthly payments of 2.00%
9.44% APR Special rate of 5.90% APR with custom monthly payments of 1.75%
10.69% APR Special rate of 0% APR with 18 equal monthly payments
11.69% APR Special rate of 0% APR with 24 equal monthly payments
14.69% APR Special rate of 0% APR with 36 equal monthly payments

Final rates and payment terms are based on the approved financing plan.

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Special Rate with Equal Monthly Payments (0% APR)

These plans offer 0% APR with fixed, equal monthly payments over a set period.


Available examples include:

Plan Special Rate with Equal Monthly Payments
18 Months 0% APR for 18 equal monthly payments
24 Months 0% APR for 24 equal monthly payments
36 Months 0% APR for 36 equal monthly payments
48 Months 0% APR for 48 equal monthly payments

These plans allow you to spread payments evenly over time without interest during the promotional period, when paid according to the agreement.

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Important Notes and Disclaimers

All financing options are offered through Wells Fargo Bank, N.A.


Approval, interest rates, payment terms, and available plans are determined by Wells Fargo based on credit qualifications.


Promotional plans, rates, and discounts may vary and are subject to change without notice.


Special financing offers apply only to approved purchases made with the Wells Fargo Home Projects® credit card.


Please review your financing agreement carefully for complete details.

Looking for financing options?

Special financing available*

*This credit card is issued with approved credit by Wells Fargo Bank, N.A.

🏠 Equal Housing Lender

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